The LM HealthWorks Plan has a lot to offer you and your family. Learn how to make the most of its benefits and resources. |
Basics of the Plan
The LM HealthWorks Plan combines comprehensive coverage with a HealthFund that helps with medical expenses. The plan gives you the freedom to receive care from any licensed provider and the opportunity to save when you use the plan's in-network providers. And that's just the beginning. The plan also provides coverage for prescription drugs, at both participating retail pharmacies and through a convenient mail-order service. There's a host of best-in-class resources available to you as well, from health coaching to help with chronic conditions to online health references to a 24-hour nurse advice line and more. Here are the key features of the plan:In-network and out-of-network benefits.You receive benefits from the plan regardless of who provides your care. However, when you use in-network providers, the plan pays a larger share of your expenses. You also save as a result of special rates that in-network providers have negotiated with Aetna. If you choose out-of-network providers, the plan pays less and you pay more. The Benefits Summary shows how the plan's in-network and out-of-network benefits are covered.
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