Preventive Care

  • Preventive care services are typically covered at 100%, with no deductible or coinsurance.

Did you know? You could earn a HealthFund Healthy Actions credit when you get preventive care such as a routine physical/well adult exam, well woman exam, or certain age-appropriate screenings (e.g., mammography, colorectal screening). Learn more.

Preventive care is one of the most important things you can do to keep yourself and your family healthy. The LM HealthWorks Plan pays most preventive care services (such as routine physical exams, immunizations and cancer screenings) at 100% with no deductible or coinsurance required. So why not schedule that routine physical exam today and talk to your doctor about the preventive care that’s right for you?

Look it up: The Benefits Summary shows the guidelines and plan limits that apply to preventive care.

Make a Plan to Practice Prevention

Appropriate preventive care depends on your age, gender, family history and other factors. Talk with your doctor to see which preventive care services are right for you.

Find a primary care doctor. With the provider search tool, you can search for a primary care doctor to provide the preventive care services you and your family need.

You can also visit a Wellness Center for a preventive health visit and other services that help you stay healthy.

Know Your Numbers

Preventive care includes screenings for blood pressure, cholesterol, blood glucose, and height and weight. They are generally done whenever you have a routine physical exam, but also may be recommended as part of a diagnostic doctor visit. The results of these screenings—your “numbers” —can tell you and your doctor a great deal about the state of your health. They can, for example, forecast your risk for health conditions such as heart disease, stroke, diabetes and certain cancers.

When you know your numbers, you Know More about your health. Be sure to ask your doctor’s office to contact you—by telephone or mail—with the results of your screenings. Use them to complete your RealAge Test. Then Follow Through with your doctor for an explanation of your results and steps you can take to improve them, if needed.

An Important Reminder

Let your doctor's office staff know that the LM HealthWorks Plan typically covers these preventive services at 100%. It’s important that they understand that your visit is for routine services and not for services related to a specific health condition or problem that are not considered routine. Those services may likely be subject to deductibles and coinsurance.

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      Preventive Care
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